To reiterate your comments, Shannon, from doing a fair amount of reading of astrologers like Steven Forrest and recently Pam Gregory and just tuning into where 21st century astrology's head is at, I think there are more and more who are moving past simple good/bad, benefic/malefic classifications of the planets.
I'm a guy with a ton in Capricorn and having Saturn move through this sign which it rules over the past few years has been teaching me a lot about the things you speak of: Saturn rewards HARD WORK, integrity and authenticity. As you say, it is karma--we reap what we sow.
That's only bad if people are sowing bad crops, right?
I tend to think one of the reasons 2020 has been so challenging collectively is because our systems HAVE been lacking integrity and too many of our individual lives have been the same. I'm not just pointing fingers here--I've had to go through some pretty rough things this year in order to, as I put it, dig up the shit in my garden and replace it with what I am pretty sure is healthier, more fertile soil.
Anyway, Saturn's there to work with and if we do, I think he's a very fair, if somewhat stern, father who, deep down, loves us.